Payment Policy

Last updated: June 2026

At Pawningful, we are committed to providing a secure and transparent checkout experience. This Payment Policy explains the payment methods we accept, how transactions are processed, and important information regarding payment security.

---

1. Accepted Payment Methods

We currently accept the following payment methods:

• Visa
• Mastercard
• American Express
• Discover
• PayPal
• Shop Pay
• Apple Pay
• Google Pay

Available payment options may vary depending on your location and device.

---

2. Currency

All prices displayed on Pawningful are listed in United States Dollars (USD).

If you place an order from outside the United States, your bank or payment provider may apply currency conversion fees or exchange rates that are outside our control.

---

3. Payment Security

We take payment security seriously.

All transactions are processed through secure, encrypted payment gateways that comply with industry security standards.

Pawningful does not store or have direct access to your complete credit card information.

---

4. Order Confirmation

After a successful payment, you will receive an order confirmation email sent to the email address provided during checkout.

If you do not receive your confirmation email within a reasonable time, please contact us at:

support@pawningful.com

---

5. Payment Authorization

All orders are subject to payment verification and authorization.

If your payment is declined, unsuccessful, or flagged for security reasons, your order may be delayed, cancelled, or require additional verification.

We reserve the right to refuse or cancel any order that cannot be successfully verified.

---

6. Fraud Prevention

To protect our customers and our business, certain orders may be reviewed through fraud prevention and risk assessment systems.

If additional verification is required, our support team may contact you before the order is processed.

Orders identified as potentially fraudulent may be cancelled and refunded.

---

7. Taxes

Applicable sales taxes may be calculated during checkout based on your shipping destination and local regulations.

Customers are responsible for any customs duties, import taxes, brokerage fees, or similar charges required by their local authorities.

---

8. Pricing Errors

While we make every effort to ensure pricing accuracy, occasional errors may occur.

If a pricing error is identified, we reserve the right to cancel affected orders and issue a full refund.

---

9. Chargebacks & Payment Disputes

If you experience any issue with your order, we encourage you to contact our support team before initiating a payment dispute or chargeback.

Most issues can be resolved quickly through our customer support process.

Submitting a chargeback while an order issue is actively being reviewed may delay resolution.

---

10. Contact Information